What To Expect From A Life Insurance Exam
Posted: August 28, 2020
While you’ve likely shopped around to find the best auto, home or renters insurance, there might still be one lingering item on your insurance to-do list: get a life insurance policy. The process to get a life insurance policy isn’t that different from what you’re used to: Find a company you trust and work with a trusted professional to determine how much coverage you need. However,...
Business Owners: What To Know When Hiring A Cleaning Service
Posted: August 26, 2020
If you’re a business owner, today is anything but business as usual. As you continue to grapple with the evolving changes brought on by the coronavirus pandemic ‒ from social distancing requirements to telecommuting policies ‒ you’re also faced with meeting changing expectations from your customers as well as local, state, and federal governments. Once expectation at the top of everyone’s list is a workplace...
Am I Required To Buy A Company’s Life Insurance Once They Finance An Exam?
Posted: August 22, 2020
Except for guaranteed issue and other no-exam life insurance policies (with higher rates and lower face value), most insurance companies will require an in-person medical exam. A company representative will arrange for a physical exam to be conducted by a licensed healthcare professional selected and contracted by the life insurance company. This does not mean you are under any obligation to purchase life insurance from...
Am I Required To Have Homeowners Insurance?
Posted: August 16, 2020
There is no law that says you have to purchase homeowners insurance if you own a home, as stated by the Insurance Information Institute (III). However, very few home buyers can pay cash upfront for such an expensive purchase. Most people will need to finance most of the cost of a home, and that means going to a mortgage lender. As a condition for obtaining...
How to Find Good Cheap Car Insurance
Posted: August 12, 2020
Whether shopping for electronics, furniture or a new car, we all love getting the most bang for our buck. The same is true for cheap car insurance. Insurance companies know drivers are looking for bargains. That’s why many insurers advertise low monthly rates to convince customers they’re getting a great deal. But in the event of an accident, that super-cheap auto insurance might leave you...